Buyer FAQs

Q: What is a typical time frame, from the time a home is selected, to the time of the closing?

A: Approximately 30-60 days.

Q: How do I know how much I can afford?

A: There are many different variables that determine how much you can afford: your income, credit rating, current monthly expenses, down payment, and current interest rate. Use our Mortgage Calculator to get an idea of how much you can afford.

Q: What is a typical down payment?

A: The range is from 10 to 20 percent, but may vary depending on your credit rating and other conditions.

Q: How do I find the best loan?

A: Shop around as there are a variety of mortgage plans and rates available. Talk to lenders, compare costs and interest rates, and negotiate to get the best deal. Many sellers will look more favorably on buyers who are already pre-approved for a mortgage, so get pre-approved for a loan before you start looking for a home.

Q: What happens after my offer is accepted?

A: You'll need to get a home inspection, which your Boulevard Realty agent can organize for you. This inspection will tell you about the condition of the home and can help you avoid buying home that needs major repairs and expenses.


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